Dual Pricing Payment Processing for Gyms | Roll Payments
Zero processing fees

Dual pricing payment processing
for gyms and academies

Post a cash price and a card price. Members who choose to pay by card cover the service fee, so your academy's card processing cost is $0 and your cash price stays exactly as it was. It is part of the $199.99 flat fee, not a separate payments plan.

  • Avg. gym savings: $800–$1,500 / mo
  • No contracts
  • PCI secure
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How Dual Pricing Works for Gyms

Post two prices at checkout: a cash price and a card price. Members who pay with a card see the card price, which includes the service fee. Your gym keeps its cash price and eliminates processing cost from the P&L.

Fully Integrated

Built into the RollPay billing system. No extra plugins. Charge cards on file directly from the member dashboard.

Compliant

Aligned with card-network rules when presented as dual pricing with clear signage and receipt language.

Time-Saving

Automatic card updater + our Managed Billing team to chase declines so you don't have to.

See platform costs on our Pricing page, or explore all capabilities on the Features page. For the full picture of how a payment moves and what it costs, see martial arts payment processing.

Member Experience

A Better Payment Experience for Members

Members can pay with a card, ACH, or card-on-file, and receive an automatic receipt every time. A smoother payment experience means fewer billing questions at the front desk.

Dual Pricing Savings Calculator

Quickly estimate how much your gym keeps with RollPay vs. common stacks. Defaults are realistic for a 100-student academy.

Model Est. monthly cost Est. annual cost
RollPay Dual Pricing + Software $0 fees $— $—
Zen Planner $— $—
Monthly savings $—
Annual savings $—

Cash payers see the cash price. Card payers see a card price that includes the service fee. This eliminates processing costs for your gym.

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Payments & Admin

Integrated Payments Mean Less Administrative Work

Reconciliation, payment history, and recurring billing all run through the same system as attendance and membership records. Owners get one report instead of cross-referencing a processor statement against a separate management platform.

Dual pricing, surcharging and cash discounting are not the same thing

All three are ways of moving the cost of accepting a card off the business, and they are routinely described as if they were interchangeable. They are not, and the difference is mostly about what the customer is shown and when.

What we do

Dual pricing

Two prices are posted for the same item, a cash price and a card price, and the member sees both before deciding how to pay. The card price carries a clearly labeled service fee.

Because both prices are disclosed up front, this is the cleanest of the three to explain at the front desk and on a receipt.

Different

Surcharging

One price is posted and a percentage is added at the moment a card is used. Card brand rules cap it, several states restrict it, and the member meets the extra amount at the end rather than the beginning.

Different

Cash discounting

One price is posted and an amount comes off for paying cash. The arithmetic can land in a similar place, but members tend to read a discount removed as a penalty rather than a choice.

Rules vary by state and by card brand, and they change. We set your signage, checkout and receipts up during onboarding and walk through your specific situation on the demo call. This page is a description of how the program works, not legal advice.

Dual pricing is one part of the flat fee

Payments are not a separate product here. The same $199.99 per gym per month covers member and belt management, attendance and check ins, class scheduling, digital waivers, a website we design and host, and a billing team that contacts members about failed cards as your academy. Card, ACH and card on file run through the same account, so the money and the memberships appear in one report instead of a processor statement you reconcile against your software.

Pricing in fullWhat the flat fee covers and what costs extra Payment processingHow funding, ACH and card on file work Managed billingWho chases the payment when a card fails The platformMembers, belts, attendance and scheduling Card securityOur PCI DSS program and gateway partner Case studyWhat one academy saw after switching

Dual Pricing FAQs

Dual pricing means you post two prices for the same thing: a cash price and a card price. The card price includes a clearly labeled service fee, so a member who chooses to pay by card covers the cost of accepting that card. Your cash price stays exactly as it was, and the processing cost to the academy is $0.
Dual pricing is compliant when both prices are clearly disclosed and the card brand display rules are followed. Our signage, checkout and receipts are built to meet those requirements and we set them up with you during onboarding. Rules differ by state, so we go through your situation on the demo call.
A surcharge adds a percentage on top of one posted price at the moment of payment, and it is capped or restricted in a number of places. Dual pricing posts both prices up front, so a member sees the cash price and the card price before choosing. That disclosure difference is why the two are treated differently.
A cash discount posts one price and takes an amount off when someone pays cash. Dual pricing posts both prices side by side. In practice members find two clear prices easier to follow than a discount applied at the counter.
It depends how much of your revenue runs through cards. A school putting $30,000 a month on cards at roughly 2.9% is paying about $870 a month to accept payment. Use the calculator on this page to model your own volume, or bring a recent processing statement to the demo.
Most are not, because nothing is hidden and nothing changes for cash payers. The card price is visible at signup and on the receipt, and members who would rather avoid it can pay by cash or ACH.
No. Dual pricing runs through the same Roll Payments account as memberships and attendance, and the website we build for you is already wired into it. Signage and receipt templates come with the setup.
Card transactions are typically funded the next business day. Bank and ACH timing depends on your bank posting schedule.
No. Dual pricing payment processing is part of the $199.99 per gym per month flat fee, alongside managed billing, your website, member and belt management, scheduling and waivers. There is no separate payments plan to buy.
Why Gyms Switch

Common Challenges With Gym Payment Processing

Most gyms don't realize how much of their revenue goes to card processing fees until they see the number written out. Gym payment processing built around true dual pricing is one of the few ways to eliminate that cost entirely without adding a surcharge line item members have to be told about separately.

Request Your Free Savings Estimate

Tell us about your academy. We'll send a quick breakdown with clear next steps — no commitment required.

  • Compliant dual pricing setup
  • Eliminate card fees entirely
  • Managed billing included
  • Next-day funding

Send Us a Message

A RollPay specialist will reach out within 24 hours.

Questions? 1-800-409-0555  ·  support@rollpay.co

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